Health and Dental

Personal and Group extended health and dental plans are available depending on your needs.

These plans are in addition to your MSP coverage, and can be customized to suit your coverage level requirements.

Additional coverage can be helpful in spreading out the costs for unexpected bills from the dentist, pharmacist, optometrist, chiropractor, therapist and many others.

Determining the current cost of your medical expenses and the type and amount of coverage you would like is a good place for us to start, when reviewing these options.


Manulife Financial offers Health, Dental and Extended Health Care benefits with the following options:

  • Coverage for Individuals and Families
  • Coverage for those whose group benefits have been terminated
  • Coverage for those who are self-employed with potential for premium to be tax deductible

Flexcare offers 7 different health and dental plans (3 of which are guaranteed issue) and many add-on benefits so that you can design a health plan that best meets your specific needs.

Click here to learn more about Flexcare and to apply online.


FollowMe offers 4 guaranteed issue plans which are designed to "bridge the gap" for people who are leaving a group plan due to job loss or retirement so that their health and dental coverage is not interrupted.  As long as you apply within 60 days of leaving your group plan, you are guaranteed acceptance with FollowMe.

Click here to learn more about FollowMe and to apply online.


Association Health and Dental plans offer 8 different plan choices with options for Dental only and Dental + Drug benefits.

Click here to learn more about the Association Health and Dental plans and to apply online.